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Boosting happiness and savings through design

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Emotions have been a widely explored research topic during the last couple of decades. In the field of Design, it has been used as a tool to inspire designers to develop products or services that foster human flourishing. The Delft Institute of Positive Design (DIOPD), led by Pieter Desmet and Anna Pohlmeyer, is one of the most prolific research groups in this area. Along with them, I was able to start researching on the emotional impact of saving money.

sandefrancI have to say that I partially agree with you. In order to answer your questions, allow me to illustrate you a bit more about the purpose of this research. It is true that all financial services are merging to digital platforms, but still, we are not there. Meanwhile, it would be interesting to unde...

22 hours ago

Marco SabaYes, sure. As a matter of fact, most people don't know that there are no laws forbidding the creation of legal tender digital money - without the need of recurring to surrogates like BitCoin. This was stated by an Italian Court in September 6, 2016: "The bank do create money because there are no law...


medialAxis"What about creating your own bank or your own money ?"Some are doing juts that. All wealth comes from land and labour, as a chap named Smith said, so it seems to me money ought come those two too. Used to be people mined gold but now, in this digital age, people mine bitcoin and such.AISI most peop...

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Marco SabaYou are confusing the accounting side of the loan process with the creation of the digital monetary medium (cash). IAS 7.6: "Cash is cash on hand and demand deposits". Cash creation must appear in the asset side of the bank cash flow account before being transferred to the customer account. And it i...


Rollo10Of course it doesn't appear in the cash flow, it doesn't exist, it's digital 1's & 0's on a PC. Then when it's paid back it's destroyed, no longer in the economy.If all these loans were placed on the books, we'd be obliged to ask to see the cash?...


AlexGreetings.I would like to note that when Bob charges interest on his lended money, there's actually nothing guaranteeing us that he wants to spend it once collected. As you well know, money is used not only to buy things but also to make us fell more protected against unforeseeable events in the fut...

2 days ago
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