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Positive Money

Making money and banking work for society

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FAQs

Who are you?

We’re the UK branch of a global movement to democratise money so that it works for society and not against it. We’re working to tackle an issue that is at the root of many of the social and economic problems that we’re facing today…

What’s the problem?

Right now most of the money in our economy is created by banks. Banks create up to 97% of money, in the form of the numbers in your bank account, when they make loans. This means that they effectively decide a) how much money there is in the economy, and b) where that money goes.

The control of the creation of money, in the hands of banks, has contributed to the problems of:

  • unaffordable housing
  • high unemployment
  • high personal debt
  • growing inequality
  • high government debt
  • financial crisis and economic instability

What’s the solution?

We believe the power to create money must be removed from the banks that caused the financial crisis and returned to a democratic, transparent and accountable body. New money must only be created and used to benefit the public and society as a whole, rather than just financial sector.

We have detailed and workable proposals that would allow this to happen. Even the Financial Times has written about the need to prevent banks from being able to create money.

How can I get involved?

See Join in to start…

More Frequently Asked Questions

Sovereign Money Proposals – Common Objections and Concerns

 

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Positive Money is a company limited by guarantee registered in England and Wales. Registered number 07253015.
Registered office: 104 Davina House, 137-149 Goswell Road, London EC1V 7ET.


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