Dr Josh Ryan-Collins is an economist and Associate Director of the Economy and Finance program at the New Economics Foundation, one of the UK’s leading think tanks. His research interests focus on money, credit, banking, land and housing. He is lead author of a bestselling guide to the monetary system, Where Does Money Come From? which is used as a textbook in a number of universities in the UK and U.S. He is also a co-founder and former Director of the ‘Brixton Pound’ local currency in South London. Josh has a PhD in economics from the University of Southampton and is an Honorary Research Fellow at the City University Political Economy Research Centre (CITYPERC). He is a regular speaker and media commentator on macroeconomics and monetary policy.