Homeownership in the UK is on average safer, more affordable and better quality than renting. But due to high upfront property prices, …
Housing
Home is where the mind is: How the housing crisis is impacting our mental wellbeing (and how to fix it)
The housing crisis is a phenomenon that has dominated our socio-political landscape for decades. Our current housing system overwhelmingly …
The government-engineered housing boom will hold back the recovery
The UK housing market has become detached from the real economy. Far from ‘levelling up’, measures by the Treasury and the Bank of …
Lloyds is banking on Generation Rent
Lloyds Bank’s plans to become a private landlord highlight how banks and institutional investors treat housing solely as an asset to squeeze …
Bank of England finally admits high house prices are determined by finance, not supply and demand
The Bank of England confirms Positive Money analysis of housing affordability In a duo of fascinating blog posts this month, Bank of …
The History and Future of QE: 3 ways the Bank of England’s analysis falls short
As Positive Money likes to point out, quantitative easing (QE) is a policy almost without historical precedent. With only scant and rather …
Philip Hammond’s other deficit
Philip Hammond delivered yesterday’s budget in the context of the worst decade for real wage growth in living memory, and at time when …
Have rising house prices reached their limit?
UK house prices are “stagnating”, having declined in the last three months; it's the first quarterly fall since being on the cusp of the …
Banks are lending to buy houses, not build businesses
The days of the credit crunch can seem to be well and truly behind us. 2016 was the second successive year when bank lending to the economy …